The Source

Working Capital

12 Types of Business Loans for Small Businesses & How to Choose

17 minute read

April 30, 2026

Key Takeaways Not all business loans fit every need. Learn how different loan types impact cash flow and how to choose the right funding for your timeline and goals. Business loans aren't one-size-fits-all. A term...

Business Loans With No Personal Guarantee: What to Know

7 minute read

April 28, 2026

Key Takeaways A business loan with no personal guarantee is possible, but typically requires strong business credit, consistent revenue, and an established operating history. Several financing types, including revenue-based financing, equipment loans, and invoice financing,...

Short-Term vs. Long-Term Business Loans: Which Is Right for Your Business

15 minute read

April 16, 2026

Key Takeaways Short-term vs long-term loans serve different purposes, the right choice depends on what you're funding, how quickly the investment pays off, and what your cash flow can actually support. Short-term loans offer faster...

What Is Accounts Receivable Financing & Is It Right for You

9 minute read

April 6, 2026

Key Takeaways Accounts receivable financing lets B2B businesses unlock cash tied up in unpaid invoices without waiting 30, 60, or 90 days for customers to pay. It's a flexible, short-term working capital solution that doesn't...

8 Best Alternative Financing Options for Small Businesses

16 minute read

April 2, 2026

Key Takeaways Alternative financing for small business offers faster, more flexible funding than traditional bank loans, with options built around revenue, assets, and cash flow rather than credit scores alone. The right option depends on...

What You Need to Know About Tax Liens and Small Business Loans in 2026

6 minute read

March 9, 2026

If you're applying for business financing in 2026, an IRS tax lien can halt your growth plans. Here's what every business owner needs to know about tax liens, loan approvals, and your options. Mike opened...

The Power of Three: Be Sure to Have these Financial Reports Before Seeking Capital

4 minute read

June 16, 2025

You're well aware that the ability to secure financing can be a game-changer for your small business. But do you know that the key to unlocking those funds may be sitting right in your bookkeeper's...

Working Capital Cycles: How to Improve Your Business’s Cycle

4 minute read

February 25, 2025

As it is in comedy, success in business is all about timing. When, and how quickly, does money arrive? When, and how quickly, does it leave? This cadence is known as your working capital cycle...

How to Pick the Best Financing Terms on a Business Loan

5 minute read

February 4, 2025

Businesses can have many great reasons for seeking working capital – getting up and running, expanding operations, or even just buying additional inventory at a bargain price. When used smartly, borrowed capital can reduce the stress...