The Source

Key Takeaways Working capital is the difference between what a business has available and what it owes in the short term. Small business cash flow management is the day-to-day practice of keeping that gap healthy....

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Key Takeaways Small business finance covers the tools and strategies businesses use to access capital for growth, stability, and daily operations. The top borrowing motivations in 2026 are expansion, refinancing, and seasonal cash flow management,...

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Key Takeaways OnDeck is a well-known option for fast online funding, but several alternatives may offer a better fit depending on your loan size, credit profile, repayment preferences, or funding timeline. Fora Financial offers the...

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I started Fora Financial in 2008. Not a great year to start a lending company. The financial system had just seized up. Banks weren't lending to small businesses. They were barely lending to each other....

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Fora Financial, a leading provider of financing to small and medium-sized businesses nationwide, today announced the closing of its fourth asset-backed securitization (ABS). The proceeds from the 3-year, $130 million facility will be used to...

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Key Takeaways SBA 504 loans are designed specifically for major fixed assets: commercial real estate, land, large equipment, and facility improvements. SBA 7(a) loans are the SBA's general-purpose program and can fund nearly any business...

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Key Takeaways PPP (Paycheck Protection Program) was an SBA-backed emergency relief program created in response to COVID-19. It is no longer accepting new applications. The program closed on May 31, 2021. Standard SBA loans, including...

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Key Takeaways SBA loans are government-backed and offered through approved lenders. Conventional bank loans carry no government guarantee. Bank loans typically offer the lowest rates for well-qualified borrowers. SBA loans offset higher fees with longer...

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Key Takeaways Business credit is tied to your company. Personal credit is tied to you as an individual. Both can matter when applying for financing, but they are tracked separately and scored differently. A business...

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