Manufacturing Financing & Loans for Business

In need of a manufacturing loan? We’ve provided capital to all types of manufacturing businesses.

We're a Funding Partner
with a Proven Track Record

Since 2008, we've grown with the companies we support.

What is Manufacturing Financing?

Manufacturing financing are loan products geared toward factories and other manufacturing businesses. These loans help businesses manage the inconsistent cash flow cycles that arise from operating a manufacturing company. They pay for labor costs, materials, equipment, and more. They allow for companies to expand operations without limiting cash flow, and pay for things like new manufacturing equipment and normal operational expenses.

How Manufacturing Loans Work

There are different manufacturing business loans available to companies depending on their needs and specific qualifying factors. Businesses can look for SBA loans, lines of credit, collateral backed loans, and different equipment loan opportunities. A factory loan used to lease a building might be different than a line of credit used to pay employees their wages. Businesses can even use these loans to finance raw materials that they will turn into products.

Use Cases

How To Use a Manufacturing Loan

Once lending is approved, manufacturing loans are used to help run a business. Whether a company needs more inventory or they need to expand to a new building, these loans are designed to help.

Learn Why Us
  • Inventory

    Keeping enough supplies on hand to make products is one of the best benefits of manufacturer financing. You’ll be able to keep a steady supply of your products leaving your facility.

  • Expansion

    Growth is good, but can be painful. Use factory loans to help you get the space you need to expand your operations.

  • Payroll

    No one wants to be short-changed when payroll comes around. Make sure you always have enough to pay your staff when you use a manufacturers financing service.

Why Apply for a Manufacturing Loan?

Pay for Technology Upgrades

New technology helps you do more in the same amount of time and manufacturing financing can give you the resources you need to make these important upgrades.

Invest in Marketing

Marketing can help you flex seasonally or reach new markets with your products. Get the right financing to help.

Hire Skilled Professionals and Additional Employees

Put the best team in place all year long. You’ll be able to hire professionals who can help keep your business running smoothly.

Minimum Eligibility Requirements

To get a manufacturing loan with Fora Financial, you’ll need to meet the minimum eligibility requirements below.

Minimum Requirements
Time in Business Minimum 6 Months
Business Annual Growth Revenue $150K + Annual Revenue
Business Checking Account Yes
US Citizen/Based Company Yes
FICO Score 500+
Collateral None
Other Financing None
Bankruptcies None open

Better Your Business With Fora Financial

  • Purchase Manufacturing Equipment

  • Pay for Materials

  • Hire Skilled Workers

  • Expand Business Operations

  • Refresh Inventory

  • Invest in Marketing

What Fora Financial customers say

Services Business Loans
"I didn't have any capital or line of credit to start with, so I applied to Fora Financial for a loan. The team was easy to work with. Fora's products can help small businesses weather ripples in the economy that might otherwise be a serious problem."
Debra Heim
Very Best Little Hairhouse, Sharon, PA
Revenue Advance
"We couldn't do it without the help of Fora Financial, and the people there are just tremendous. I highly recommend the financing program to anyone that needs it.”
John Bogonis
Owner / Carlisle Bakery, Carlisle, PA
Small Business Loan
“The integrity and relationship is extremely strong, really appreciated the way Fora Financial worked with us and it was such a positive experience for my company and for myself.”
Rodney Thomas
Owner / Thomas and Herbert Consulting
Revenue Advance
“With Fora Financial, he was able to get an approval with minimal paperwork and the financing he needed within 3 business days.”
Juan Manuel Perez
Restaurant Owner / Pita Grill, New York, NY
Small Business Loan
“The process at Fora Financial was quite transparent, you know what you were getting into, quite honest, actually very easy and as I grew and took more advances, the terms got better.”
Dickson Shreffler
Owner / Sleepy Poet Antique Mall, Charlotte, NC
Small Business Loan
“There's no such thing as cut and dry any more, it doesn't work that way and Fora Financial was able to do that and they are still able to do that today. I hope we can continue this relationship for years to come.”
Russell Bobo
Owner / Bobo Engineering Incorporated
Revenue Advance
“True to their word, Fora Financial provided substantial funds that allowed us to get some very nice jobs.”
Ed Campany
Owner / Campany Roof Maintenance, West Palm Beach, FL
Revenue Advance
“Fora Financial provides better banking in general.”
Ismael Lopez
Owner / PR Wraps, Miami, FL
Small Business Loan
“When Fora Financial offered the opportunity to provide us with capital, we jumped right on it. We thought it was a win-win situation. It makes sense.”
Joseph Pou
Owner / J&J Pool and Beach Services
Revenue Advance
“If it wasn't for Fora Financial I don't know if we would have made it through the summer.”
Carl Busset
Owner / The 19th Hole at the Saints, Port St Lucie, FL
Services Business Loans
"Thanks to the working capital I received from Fora Financial, I was able to retain my employees during a challenging time. Applying was easy and the turnaround time was great!"
Denise Barron
Proprietor / Growing Patch Learning Center, Pittsburgh, PA

Manufacturing Financing FAQ

Depending on what you’re going to manufacture, starting up a plant can cost as low as $8,000, but the average cost to start a new manufacturing plant is closer to $35,000.
Apply today to see if you qualify for a loan for your manufacturing company. The process takes around 30 minutes to apply and it may take up to a few weeks to hear back to see if you qualify.
Manufacturing companies that want to grow, improve their cash flow, have inventory always on hand, and run business operations more smoothly should apply for manufacturing financing.

Your Mission Is Ours

Get Financing Today

Get started with your application and join Fora Financial's family of forward-thinking businesses.