The Source

Working Capital

The Power of Three: Be Sure to Have these Financial Reports Before Seeking Capital

4 minute read

June 16, 2025

You're well aware that the ability to secure financing can be a game-changer for your small business. But do you know that the key to unlocking those funds may be sitting right in your bookkeeper's...

What You Need to Know about Tax Liens and Small Business Loans in 2025

4 minute read

March 20, 2025

Mike opened his health-food restaurant 25 years ago. He planned to pay off his 30-year mortgage on the building early, and he did. However for the last few years, Mike's been unable to get out...

Working Capital Cycles: How to Improve Your Business’s Cycle

4 minute read

February 25, 2025

As it is in comedy, success in business is all about timing. When, and how quickly, does money arrive? When, and how quickly, does it leave? This cadence is known as your working capital cycle...

How to Pick the Best Financing Terms on a Business Loan

5 minute read

February 4, 2025

Businesses can have many great reasons for seeking working capital – getting up and running, expanding operations, or even just buying additional inventory at a bargain price. When used smartly, borrowed capital can reduce the stress...

How to Size Up Your Business-funding Options

5 minute read

January 28, 2025

Last week, one of the ovens at the Serious Dough Bakery baked its last loaf of pumpernickel bread, right before the weekend rush. Wendy, the bakery's owner, wasn't anticipating a large fourth-quarter purchase, which would...

How Much Do You Need to Borrow? Here's Nine Ways to Decide

5 minute read

January 21, 2025

When your catering business's only delivery truck's engine seizes, your business banking account is low, and you're heading into your busy season, you'll need to borrow the funds for a new truck — that's a...

Having Trouble Paying Your Small Business Loan? Consider These 6 Moves

3 minute read

January 14, 2025

Despite your best efforts, there’s always the chance that you may find yourself coming up short on repaying a business loan. If so, you’re not alone. In fact 34 percent of small businesses say that...

Seven Business Loan Scams and How to Avoid Them

4 minute read

December 3, 2024

The best way to avert a business-loan scam, whether it shows up online, in your mailbox, or on the phone, is to learn the most common red flags. Here we share common scams and the...

Should I Get a Small Business Loan? Is It Worth It?

4 minute read

November 5, 2024

Do you need a loan? You're not alone. In their quest to grow, small businesses borrow more than $100 billion per year. And you can be among them — if you make a clear case...