The Revenue Advance

Flexible Terms for Your Growing Business

We're here to help you grow while managing variable cashflow. Here's how it works.

Get Started

All Fora Financial Lending Programs offer...

  • Offer up to $1.5 million in working capital.

  • No hard credit pulls. We do one soft inquiry when you apply.

  • Pre-payment discounts.

  • An opportunity to increase the amount borrowed after paying at least 60% of the original loan.

  • Ultimate flexibility. Use funds as you see fit for most any business expense.

The Revenue Advance:
Flexible Terms for Your Growing Business

We help you grow while managing variable cashflow. Here's how it works: You'll borrow up to $1.5 million with variable terms against future revenue. Payback is a fixed percentage of your daily or weekly receipts: When sales are up, you're paying off your advance faster. When they dip, you benefit from reduced payments and more breathing room to tide you over.

Learn Why Us

Why Choose A Revenue Advance?

A Revenue Advance in Action: Olivia's Seaside Pizzeria

Man holding laptop with colleague
  • The Vision:

    Olivia opened her largely take-out pizzeria in a popular seaside town on the North Carolina coast. She wants to open new locations in other areas nearby ‐ but she first needs to boost the receipts of her seasonal operation.

  • The Opportunity:

    Olivia wants to increase her marketing to target residents of three large condo complexes. Winning loyal customers will help in funding her expansion.

  • The Challenge:

    Olivia needs $10,000 for a print and digital advertising campaign, including newspaper ads, emails, and social media posts.

  • How Fora Financial Helped:

    Olivia applied for and received a $10,000 Revenue Advance in just a few days. She'll pay 10 percent of her daily revenues. So, in the warm weather months, when the store brings in $1,000 a day, she'll pay $100. In the winter, when her revenue dips to half of her summer receipts, she'll pay $50.

  • The Result:

    Olivia's marketing paid off and she paid her loan back in six months. Now she's working with Fora to finance two new locations!

Put Our Funding Solutions to Work

Find out how we're helping businesses grow in many ways, in most every industry.

Buy Equipment

Maintain your competitive edge.


Act quickly on new market opportunities.

Maintain Cash Flow

Compensate for slower startup or seasonal sales.


Improve your workplace for enhanced employee and customer satisfaction.

Launch a Marketing Campaign

Keep the conversation going with customers and prospects.

Purchase Inventory

Buffer your operation from supply-chain issues.

Staff Up

Add people when and where you need them.

Manage Expenses

Compensate for unpredictable cash outlays.

Bolster Your Payroll

Compensate seasonal employees during slow periods.


Over $508 Million Funded


Over $404 Million Funded


Over $154 Million Funded


Over $135 Million Funded


Over $104 Million Funded


Over $87 Million Funded


Over $73 Million Funded


Over $50 Million Funded


Over $63 Million Funded

Get Started With Ease


Submit the easy online application and within minutes, a Capital Specialist will call to discuss your funding request.

Get a decision

We'll make our funding recommendation within 4 hours.

Receive your funds

You'll receive a lump-sum payout within 24 to 72 hours. Spend it at your own pace, as you need it.

Success Stories

Revenue Advance FAQ

The payments for a revenue-based business loan vary. Instead of a set dollar amount to repay, the payments will be a percentage based on your incoming revenue. For example, if you receive $1000 in revenue in a month and your repayment percentage is 30%, you would pay back $300 on your loan that month.
It depends on how much you take out and how much your revenue is over time. More revenue coming in means you will pay off the loan more quickly.
If you have a revenue history for your business, you can get a revenue advance even with bad credit. These types of loans are designed for business owners with poor credit but who have provable revenue coming in.
While the terms are sometimes used interchangeably, there are some distinctions between a merchant cash advance and a revenue advance. The biggest difference is that a revenue advance requires proof of revenue coming in, while a merchant cash advance can be a little more flexible and may use additional factors to determine qualification.
The interest rates for a revenue cash advance are a little different than a typical loan. These interest rates also tend to be higher because there are no assets to back them.

What Sets Us Apart from the Rest

Get Financing Today

Get started with your application and join Fora Financial's family of forward-thinking businesses.