Loans & Financing

Get What You Need to Succeed

Only you know what it will take for your business plan to soar. As a member of the Fora Financial family, you'll have the freedom to choose what's best for your professional vision.
Consider these quick and simple lending alternatives.

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Fora Financial Has Been Helping Small Businesses Prosper for More Than a Decade.

We've funded more than $3 billion to our customers — 35,000+ businesses in more than 20 industries

Business Man meeting with Clients

The Small Business Loan:
Easier Than You Think

Fixed terms — up to 16 months to repay — make the Small Business Loan a hassle-free lending solution for growing businesses that need fast working capital for expansion, cash flow management, and other business operations.

  • No collateral required

  • Prepayment discounts

  • Borrow $5,000 to $1.4 million

Man pointing to a calculator which reads 50000

The Revenue Advance:
A Flexible Lending Alternative

This popular lending alternative accommodates a company's up-and-down cashflow: Payments come in the form of a fixed percentage of your daily or weekly gross receipts.

  • Variable terms accommodate lower cashflow periods.

  • Daily or weekly payback plans

  • No collateral required

Up Close: The Fora Advantage

Feature by feature, our funding options offer fast and flexible access to working capital when you need it. Check out this list:

Financing Term
Up to 15 months
Funding Amounts
$5,000 to $1.4 million
Approval Turnaround
Within 24 hours
Funding Turnaround
Within 72 hours
Minimum Credit Score
500
Collateral Requirement
None
Flexible payment options?
Yes
Early payoff discount?
Yes
No obligation quote
Yes

Put Our Funding Solutions to Work

Find out how we're helping businesses grow in many ways, in most every industry.

Buy Equipment

Maintain your competitive edge.

Expand

Act quickly on new market opportunities.

Maintain Cash Flow

Compensate for slower startup or seasonal sales.

Renovate

Improve your workplace for enhanced employee and customer satisfaction.

Launch a Marketing Campaign

Keep the conversation going with customers and prospects.

Purchase Inventory

Buffer your operation from supply-chain issues.

Staff Up

Add people when and where you need them.

Manage Expenses

Compensate for unpredictable cash outlays.

Bolster Your Payroll

Compensate seasonal employees during slow periods.

Services

Over $508 Million Funded

Construction

Over $404 Million Funded

Restaurant

Over $154 Million Funded

Retail

Over $135 Million Funded

Medical

Over $104 Million Funded

Transportation

Over $87 Million Funded

Auto

Over $73 Million Funded

Wholesale

Over $50 Million Funded

Manufacturing

Over $63 Million Funded

How It Works

It Takes Only a Few Minutes to Get Started — and not much longer to get a decision!

1
Apply
Submit the easy online application and within minutes, a Capital Specialist will call to discuss your funding request.
2
Get a decision
We'll make our funding recommendation within four to 24 hours.
3
Receive your funds
You'll receive a lump-sum payout within 24 to 72 hours. Spend it at your own pace, as you need it.

See If You Qualify

Find out if your business meets the basic requirements in 3 simple steps.

Get Started

What Fora Financial Customers Say

Services Business Loans
"I didn't have any capital or line of credit to start with, so I applied to Fora Financial for a loan. The team was easy to work with. Fora's products can help small businesses weather ripples in the economy that might otherwise be a serious problem."
Debra Heim
Very Best Little Hairhouse, Sharon, PA
Revenue Advance
"We couldn't do it without the help of Fora Financial, and the people there are just tremendous. I highly recommend the financing program to anyone that needs it.”
John Bogonis
Owner / Carlisle Bakery, Carlisle, PA
Small Business Loan
“The integrity and relationship is extremely strong, really appreciated the way Fora Financial worked with us and it was such a positive experience for my company and for myself.”
Rodney Thomas
Owner / Thomas and Herbert Consulting
Revenue Advance
“With Fora Financial, he was able to get an approval with minimal paperwork and the financing he needed within 3 business days.”
Juan Manuel Perez
Restaurant Owner / Pita Grill, New York, NY
Small Business Loan
“The process at Fora Financial was quite transparent, you know what you were getting into, quite honest, actually very easy and as I grew and took more advances, the terms got better.”
Dickson Shreffler
Owner / Sleepy Poet Antique Mall, Charlotte, NC
Small Business Loan
“There's no such thing as cut and dry any more, it doesn't work that way and Fora Financial was able to do that and they are still able to do that today. I hope we can continue this relationship for years to come.”
Russell Bobo
Owner / Bobo Engineering Incorporated
Revenue Advance
“True to their word, Fora Financial provided substantial funds that allowed us to get some very nice jobs.”
Ed Campany
Owner / Campany Roof Maintenance, West Palm Beach, FL
Revenue Advance
“Fora Financial provides better banking in general.”
Ismael Lopez
Owner / PR Wraps, Miami, FL
Small Business Loan
“When Fora Financial offered the opportunity to provide us with capital, we jumped right on it. We thought it was a win-win situation. It makes sense.”
Joseph Pou
Owner / J&J Pool and Beach Services
Revenue Advance
“If it wasn't for Fora Financial I don't know if we would have made it through the summer.”
Carl Busset
Owner / The 19th Hole at the Saints, Port St Lucie, FL
Services Business Loans
"Thanks to the working capital I received from Fora Financial, I was able to retain my employees during a challenging time. Applying was easy and the turnaround time was great!"
Denise Barron
Proprietor / Growing Patch Learning Center, Pittsburgh, PA

Your Mission Is Ours

Get Financing Today

Get started with your application and join Fora Financial's family of forward-thinking businesses.