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Fora Financial Messaging Terms & Conditions

SMS Terms and Conditions

Please read these terms and conditions carefully. By signing up for one or more text messaging programs, you agree to receive recurring automated marketing and informational text (e.g., SMS and MMS) messages from Fora Financial, including text messages that may be sent using an automatic telephone dialing system, to the mobile telephone number you provided when signing up or any other number that you designate. You may opt-out of these communications at any time. Consent to receive automated marketing text messages is not a condition of any purchase.

1. Program Description

Fora Financial and its service providers may use an automatic telephone dialing system to deliver text messages to you about the company. Company text messages are intended to provide you with information about the company (including products and services), as well as to send reminders and/or follow-up on in-process applications and inquiries.

2. Message Frequency

Message frequency will vary. You will receive a maximum of 20 text messages per week. Fora Financial reserves the right to alter the frequency of messages sent at any time, so as to increase or decrease the total number of sent messages. Fora Financial also reserves the right to change the short code or phone number from which messages are sent.

3. Cost

Message and data rates may apply to each text message sent or received in connection with company text messages, as provided in your mobile telephone service rate plan (please refer to your mobile telephone carrier for pricing), in addition to any applicable roaming charges. Fora Financial does not impose a separate fee for sending company text messages.

4. How to Opt-Out

To stop receiving text messages, text the keyword STOP to the five-digit short code for the text messaging program from which you no longer wish to receive the message (i.e., the five-digit number from which the text messages are being sent). After texting STOP, you may receive one additional message confirming your opt-out request. You acknowledge that our text message platform may not recognize and respond to unsubscribe requests that do not include the STOP keyword command and agree that Fora Financial and its service providers will have no liability for failing to honor such requests.

5. Supported Carriers

Not all mobile devices or handsets may be supported and our messages may not be deliverable in all areas. Fora Financial, its service providers and the mobile carriers supported by the program are not liable for delayed or undelivered messages.

6. Mobile Phone Number Change

You represent that you are the account holder for the mobile telephone number(s) that you provide. In the event that you change or deactivate your mobile phone number, you agree to notify Fora Financial by contacting our Customer Service Department at (212) 947-0100 or by email at [email protected]
You agree to indemnify Fora Financial in full for all claims, expenses and damages related to or caused in whole or in part by your failure to notify the company if you change your telephone number, including, but not limited to, all claims, expenses and damages related to or arising under the Telephone Consumer Protection Act.

7. Privacy

You agree to Fora Financial’s Privacy Policy.

8. Contact

This message program is a service of Fora Financial, located at 519 8th Avenue, 8th Floor, New York, NY 10018.

9. Changes to Messaging Terms and Termination

We reserve the right to terminate or change our messaging program at any time. We may suspend or terminate the service to you if we believe you are in breach of our terms and conditions. We also reserve the right to change these Messaging Terms at any time and such changes will be effective immediately upon posting. Your continued enrollment following such changes shall constitute your acceptance of such changes.

10. Problems or Questions

If you are experiencing any problems or have any questions, please contact us at by phone at (212) 947-0100 or by email at [email protected]