Small Business Loans & Funding in Colorado
From small startups in Boulder to established enterprises in Denver, businesses across Colorado rely on financial support to grow. At Fora Financial, we provide access to up to $1.5 million in small business funding in Colorado, and we've helped more than 55,000 businesses nationwide secure the working capital they need, quickly and reliably.
Get StartedSmall Business Loans
We know that running a business in Colorado leaves little time for handling endless paperwork. That's why our streamlined process removes unnecessary documentation and long approval delays. With flexible funding options, you can use the capital for whatever your business demands—whether you're expanding a restaurant or staffing a major construction project.
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Prepayment discounts
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Terms up to 18 months
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Approvals in as little as 4 hours
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Funding up to $1.5 million
Requirements for Business Funding
To receive Colorado small business funding, applicants must meet certain criteria. While requirements can vary, understanding the general expectations will help you prepare a stronger application and improve your chances of qualifying.
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Credit Score
A healthy credit score shows you're a responsible borrower. Most providers look for scores of 570 or higher, though some may consider businesses with lower credit depending on the overall financial profile.
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Business Plan
Having a clear business plan is essential. It demonstrates how your company operates, how you plan to grow, and how you intend to utilize the funding. A strong plan builds trust and increases the likelihood of approval of business funding in Colorado.
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Annual Revenue
Most funders will ask to see your business's revenue. A common benchmark is $240,000 annually, though this may vary depending on the type of funding and provider.
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Time in Business
Typically, businesses must be operating for at least six months to two years to qualify. The longer your company has been in business, the more options may be available to you.
How To Get Small Business Funding in Colorado: Steps to Move Forward
Securing funding through Fora Financial is quick and straightforward. Here's how to get business funding in Colorado:
1
Apply
Complete a short online application and speak with a Capital Specialist about your goals.
2
Get a decision
Get a personalized funding recommendation in as little as 4 hours.
3
Receive your funds
Access your funds in as little as 24 hours and use them however your business needs.
Case Studies
Building Bigger
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Funding Amount: $150,000
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Industry: Construction
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Use of Funds: Equipment, Staffing, Expansion
Restoring Momentum
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Funding Amount: $750,000
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Industry: Manufacturing
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Use of Funds: Working Capital
Expansion at Scale
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Funding Amount: $1,000,000
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Industry: Construction
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Use of Funds: Expansion
Manufacturing Recovery
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Funding Amount: $750,000
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Industry: Manufacturing
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Use of Funds: Working Capital
Youth Soccer Program Expansion
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Funding Amount: $150,000
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Industry: Education & Youth
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Use of Funds: Facility Buildout
Strategic Growth
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Funding Amount: $150,000
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Industry: Wholesale Building Materials
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Use of Funds: Inventory, Expansion
Building for the Future
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Funding Amount: $500,000
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Industry: School / Daycare
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Use of Funds: Cashflow, Expansion
Powering Growth
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Funding Amount: $250,000
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Industry: Medical / IVF Center
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Use of Funds: Expansion, Cash Flow, Staffing, Equipment
What Sets Us Apart from the Rest
Frequently Asked Questions About Small Business Funding in Colorado
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Yes, seasonal businesses can still qualify for business financing in Colorado.
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While newer businesses may face more limited options, funding solutions are still available, especially if you can demonstrate potential through strong sales projections or industry demand.
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Yes, some funding programs in Colorado are tailored to specific industries such as agriculture, renewable energy, and tourism. These programs may offer additional resources or benefits depending on your business type.
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Absolutely. Many businesses use funding to expand marketing efforts, launch new campaigns, or invest in customer acquisition strategies. How you use the funds is typically up to you.
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Some funding providers work with businesses that have faced financial difficulties in the past. While terms may vary, your recent performance and ability to demonstrate recovery can enhance your chances of securing small business funding in Colorado.
Get Financing Today
Get started with your application and join Fora Financial's family of forward-thinking businesses.