Small Business Loan Requirements & Benefits | Fora Financial

Get a Quick & Safe Small Business Loan

Fora Financial can provide loans up to $500,000 in as little as 72 hours from approval.

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Many business owners think that pursuing a loan is too time consuming. At Fora Financial, we realize that your time is precious. That's why we make our process short and simple.
No business loan is the same! While your business may require new equipment, another business might need to fill inventory orders. We provide the financing, and you choose how to use it!
We know business loans aren't 'one size fits all.' With flexible requirements, amounts and terms that are customized for your business, you'll be able to find a loan that is tailor-made for you.

Learn about Business Loans

Fora Financial’s small business loan product is suitable for businesses in a variety of industries. Watch our quick video to learn more about how Fora Financial’s business financing can benefit your operations!

Business Financing to Fit Your Needs

small business loan

Benefits of a Small Business Loan:

  • Working capital from $5K – $500K
  • Terms up to 18 months
  • Flexible Payments
  • Early payoff discounts
  • No personal guarantee
  • No collateral required
  • Free, no obligation quote

Business Loans Are Perfect For:

Use the Capital for Any of Your Business Needs – No Restrictions

  • Pay your taxes
  • Purchase Inventory
  • Upgrade Equipment
  • Hire Staff
  • Invest in Advertising
  • Expand Your Operations
  • Have Cash for Payroll
  • Pay for Renovation Costs

See what our customers are saying about us:

How to Get a Small Business Loan

Complete our one-page application, submit three months of bank statements, and get approved within 24 hours.
Funds get deposited directly into your business bank account in as little as 72 hours from approval.
Monitor all transactions in real-time, using our state-of-the-art proprietary software.

Small Business Loan Requirements*

  • At least 3 months in business
  • $10,000 minimum in gross sales
  • No open bankruptcies

Get Started

*Meeting minimum requirements does not guarantee funding.

Small Business Loan Comparison

At Fora Financial, we pride ourselves on providing our customers secure, personalized business loans.
Want to see how we measure up to the competition? Check out the chart below:
Fora Financial Most Banks Competitors
High Approval Rate      
Perfect Credit Score Not Required      
Early Payoff Discounts      
Receive Financing Quickly      
Minimal Paperwork Required      
Renewal Benefits      
Consultative Approach to Financing      

Business Loan Details

At Fora Financial, we know each small business is not the same.

That’s why we don’t provide them with the same working capital! Our small business loans range from $5,000 to $500,000, so you’re guaranteed to receive an amount that works for your business’s needs. Plus, working capital can be in your business’s bank account in as little as 72 hours from approval. What’s not to love?

Why Fora Financial Business Loans Stand Out

At Fora Financial, we want to see your business succeed. That’s why we make our business loan product flexible and personalized. Whether it’s terms up to 18 months or early payoff discounts as low as 10 cents on the dollar, our goal is to ensure that your business has the capital it needs. After receiving your financing, you’ll have unwavering support from our Customer Success Department, and access to our proprietary software. Then, if you need another business loan down the road, our Relationship Managers will be there to assist you every step of the way.  Apply today, and see why over 12,000 business owners have chosen us!

Preparing Your Business Loan Application

Prior to submitting your application, it is important to consider the documents you’ll need to compile. We require your business’s three most recent bank statements and our one-page application to get started. Depending on other factors, we may request a month-to-date bank statement, tax returns, P&L and balance sheet.

Once approved, we ask for your driver’s license, a void check and proof of ownership of the business. This way, we’re able to verify that you’re a business owner and that you are eligible for financing!

In order to supply businesses with financing as soon as possible, we aim to make our application process as simple and stress-free.

Business Financing Requirement Details

We want to ensure that our valued applicants fully understand why we have the requirements that we do. For instance, we require that businesses be operational for at least 3 months before we will provide them with a loan. This is to ensure you have gotten your business off the ground and have a use for the capital and can responsibly handle the payments.

Businesses do not qualify for our products if they make less than $10,000 a month in gross sales. This prerequisite stands because we do not want to provide financing to a business that won’t be able to responsibly repay their loan, while still running their business.  If you make less than $10,000 in gross sales, we encourage you to aim to increase this number, and apply with us again later.

Another main requirement is that we do not work with businesses with open bankruptcies, or any dismissed bankruptcies within the past year. We strive to collaborate with businesses that have an overall healthy financial situation.

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