A growing HVAC company identified a strategic opportunity to acquire a competing business and expand its footprint. The deal offered immediate upside, but the seller required funding within 30 days, putting pressure on the buyer to move quickly or risk losing the opportunity altogether.
Vision
The company aimed to grow through acquisition, strengthening its position in the market while increasing capacity and revenue potential. Integrating the competitor’s operations would allow the business to scale efficiently and accelerate long-term growth.
Opportunity
With an SBA loan already in progress, the business had a clear path to long-term, lower-cost financing. The immediate need was bridge capital, funding that would allow them to secure the acquisition now and refinance shortly after.
Challenge
Immediate Capital Need
30-day deadline to secure funding and close the deal
Time-Sensitive
SBA financing could not be completed in time
Cash Flow Preservation
Alternative funding options would have restricted refinancing and increased overall costs
How Fora Financial Helped
Fora Financial provided $1.2 million in fast, flexible capital, enabling the business to close within the required timeframe. The structure allowed for early payoff, aligning with the company’s plan to refinance through its SBA loan once finalized.
Results
Acquisition Secured
Acquisition completed on schedule
Growth Unlocked
Expanded customer base and operational capacity
Refinancing Flexibility Preserved
Maintained ability to refinance into lower-cost financing
Conclusion
With the right capital partner, timing didn’t stand in the way of growth. Fora Financial delivered a solution that allowed the business to act decisively, secure a valuable acquisition, and stay on track for long-term success.
Why Fora Financial
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The Right Structure
Flexible structure aligned with SBA refinance plans
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Time-Critical Execution
Speed to close within a tight deadline
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A Deal-Sustaining Solution
A practical solution that kept the deal financially viable