A growing security services company was experiencing a strong uptick in demand as new clients came onboard and service needs expanded. While the business was winning more work, delayed customer payments and existing debt obligations began to strain cash flow. The gap between delivering services and receiving payment made it increasingly difficult to fund day-to-day operations and invest in growth, putting the company at risk of slowing just as momentum was building.
Vision
Leadership had a clear goal: scale the business by hiring additional contractors and increasing service capacity to meet rising demand. To do so, the company needed greater financial flexibility, specifically, a way to stabilize cash flow while reducing the burden of short-term debt that was limiting operational decision-making.
Opportunity
With new contracts already secured and a growing client base, the opportunity for revenue expansion was significant. If the company could bridge the timing gap created by accounts receivable and free up working capital, it would be able to accept more assignments, staff additional jobs, and strengthen its position in a competitive security services market.
Challenge
Several financial constraints stood in the way of growth:
Accounts Receivable Delays
Client payment terms of 30-60 days created a recurring cash flow shortfall.
Ongoing Debt Obligations
Weekly payments to an existing lender restricted liquidity and reduced flexibility.
Limited Hiring Capacity
Without available capital, the company could not onboard additional contractors, effectively capping the amount of work it could take on at any given time.
How Fora Financial Helped
A $135,000 working capital solution was structured to address both immediate and underlying challenges. The funding bridged outstanding receivables, consolidated existing debt, and eased short-term cash flow pressure. In addition, flexible repayment and early payment options allowed the business to reduce financing costs as customer payments were collected, aligning capital usage with real revenue cycles.
Results
Stabilized Cash Flow
Consolidating debt and bridging receivables reduced financial strain.
Expanded Workspace Capacity
The company was able to hire additional contractors and service more clients.
Improved Cost Efficiency
Early payment options provided the flexibility to lower overall capital costs as cash flow improved.
Renewed Growth Momentum
With fewer financial constraints, leadership could focus on operations and expansion rather than short-term cash management.
Conclusion
By addressing cash flow timing issues and restructuring short-term obligations, the security services company removed key barriers to growth. The added financial flexibility allowed the business to scale its workforce, take on more client work, and move forward with greater confidence. With a more stable foundation in place, the company was positioned to continue expanding alongside rising demand in the security services market.
Why Fora Financial
The impact of the capital infusion was both immediate and practical:
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Speed & Simplicity
A fast, straightforward process ensured capital was delivered without disrupting day-to-day operations.
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Tailored Solution
The funding addressed both delayed receivables and existing debt, improving overall cash flow.
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Cost-Saving Flexibility
Early payment options allowed the company to reduce financing costs as revenue was collected.
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Long-Term Fit
The business valued a partner that could support growth beyond an immediate need.