A well-established general dentistry practice, anchored in its community for over 18 years, needed flexible capital to stabilize operations and prepare for growth. Facing a high-interest line of credit and cash flow strain, the practice required a reliable solution that wouldn't disrupt their patient care or long-term plans.
Vision
As a trusted name in local healthcare, the dental practice aimed to maintain its reputation for consistent service while creating a more financially stable foundation. By reducing high-cost debt and improving liquidity, they could position themselves for continued growth and respond to rising patient demand.
Opportunity
With the right working capital in place, the business could streamline operations, meet payroll comfortably, and avoid relying on expensive personal credit. The funding would help them reduce financial friction, improve team productivity, and capture greater revenue potential in the year ahead.
Challenge
Existing High-Interest Debt
Their line of credit came with steep rates that drained cash flow.
Limited Liquidity
Tied-up funds made it difficult to manage day-to-day expenses and scale operations.
Credit Constraints
Heavy reliance on personal credit impacted borrowing options and flexibility.
How Fora Financial Helped
Fora Financial provided a $244,000 working capital solution, delivered quickly, with minimal paperwork and no red tape. The funds allowed the practice to reduce reliance on personal credit, pay down a high-interest line of credit, and cover essential operating expenses like payroll.
Results
Improved Cash Flow
The practice freed up monthly resources by paying off expensive debt.
Business Continuity
Payroll and operations remained on track without interruption.
Growth-Ready
The owner now projects a 20% revenue increase over the next year.
Conclusion
Fora Financial's quick and convenient funding solution gave this long-standing dental practice the tools to regain financial stability and continue serving their community without compromise. With smoother cash flow and reduced debt, they are well-positioned to expand their services and grow revenue confidently.
Why Fora Financial
The practice chose Fora Financial for several key reasons:
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Trusted Outreach
The practice owner regularly received Fora's mailers and reached out directly when ready to act.
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Simple Process
The no-hassle application and rapid funding process were exactly what they needed.
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Convenience & Confidence
Fora provided a stress-free path to capital—earning trust and setting the stage for future collaboration.