Blog posts tagged with "Small Business Loans"

The Pros and Cons of Short-Term Business Loans

June 16, 2021
One of the most important components of running a business is finding ways to effectively allocate capital. With a sound financial plan, your business can minimize costs and maximize potential growth.

How Are SBA Loan Rates Determined? Our Complete Guide

June 16, 2021
SBA loans are guaranteed by the Small Business Administration (SBA), and are issued by lenders participating in the SBA lending program. Typically, these small business lenders are banks.

The 4 Best Times to Apply for a Business Loan

June 16, 2021
Having a sufficient amount of cash flow for your small business is crucial, especially in certain situations. Whether you run a seasonal business or are anticipating an influx of customers during the holiday seasons, there are times when your business requires additional capital.

Secured vs. Unsecured Business Loans: What You Should Know

June 16, 2021
If your small business needs more cash than can be supplied through a line of credit or personal credit cards, it may be necessary to apply for a small business loan.

The Pros and Cons of Unsecured Business Loans

June 15, 2021
Many entrepreneurs pursue small business loans to fulfill their additional financing needs. Even profitable businesses often need a cash injection to expand operations, place inventory orders, pay for real estate, or afford monthly payments, just to name a few common expenses.

How to Spend a New Small Business Loan

June 14, 2021
As the proud recipient of a new small business loan, your challenge is simple, but far from easy. That is, you must create more value for your small business with the loan proceeds than you spend to obtain the additional working capital.

How Small Business Loan Underwriting Works

June 14, 2021
When you’re learning about small business loans, you’ll inevitably run into the concept of business loan underwriting. Loan underwriting is the process lenders use to determine if, how much, and with what terms they’ll lend to a borrower.

Short-Term vs. Long-Term Business Loans: How to Decide

June 14, 2021
Once you’ve decided that you need a loan in order to grow your business operations, the real work begins. If you don’t have a clear understanding of your business’s financial health and future goals, you must quickly get up to speed so you can choose a loan term that suits your business’s needs.

8 Business Funding Mistakes Business Owners Should Avoid

June 14, 2021
The upside of business funding is incredibly exciting. With enough funding, your options for growing your company might feel limitless. You can invest in new technology, make new hires, fund your payroll, and so much more. 

The Pros and Cons of Cash Flow Funding

June 11, 2021
If your small business can prove steady growth of cash inflows that require an upfront investment to produce more revenue, cash flow funding may be ideal.