We are more than a lender. We are your Partner. Trust Fora Financial.

We know you don't have the time or energy to deal with endless bank-loan paperwork while also managing your business. Our simplified process skips excessive documentation – and possibly months of waiting for a decision.

What's more, you can use your funding as you see fit: whether you own a restaurant opening a new location, or a construction company that needs to hire workers for a huge municipal contract. Our flexible loan amounts and terms offer options unique to your business demands.

See How Much Financing You Qualify For.

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We're a Funding Partner You Can Trust

Since 2008, we've grown with companies we support.

See why more than 55,000 companies have turned to Fora Financial for the simple, fast, and reliable business capital they need to grow — up to $1.5 million.

Fora Financial's 3 Basic Funding Criteria

1
You have been in business for 6 months or more
2
You generate at least $20,000 a month in revenue
3
You have a business Checking Account

Once qualified, one of our Dedicated Capital Specialists will connect with you to confirm your submission, listen to your goals, and explain our program and review possible financing opportunities. During business hours, we will connect with you within the hour. After business hours, we will reach out the next business day.

Form Submission FAQ

During business hours, your Dedicated Capital Specialist will call you within an hour of receiving your submission.
No. We will not be doing a credit pull without your explicit consent.
If you complete the forms, speak with your Dedicated Capital Specialist, and submit your 3 months worth of your business checking account bank statements, you can expect to receive your financing within 24 hours.
Absolutely not. This is a no obligation situation.

Flexible Solutions to Fund Your Business Goals

Fora Financial provides strategic working capital up to $1.5 million in as little as 24 hours of offer acceptance.

Revenue Advance

Payments come in the form of a fixed percentage of your daily or weekly gross receipts.

  • Variable terms accommodate lower cashflow periods
  • Weekly payback plans
  • Funding up to $1.5 Million

Line of Credit

You can get approved for ongoing access to credit and withdraw funds as you need it.

  • $5,000 — $100,000
  • Weekly or Monthly Payments
  • Repayment terms — 12 months
  • Draw & pay for only the amount you need, when you need it.

SBA Loan

Low interest rates & long repayment terms

  • Competitive rates & terms
  • Variety of programs
  • Difficult to qualify for
  • Lengthy application process

Business Term Loan

Secure a lump sum for major investments with predictable payments

  • Predictable payment schedule
  • Lower interest rates
  • Potential for early loan repayment

Equipment Financing

Funds equipment purchases while preserving cash flow

  • Funding specifically for equipment purchases, repairs or leases
  • No need for additional collateral
  • Can skew towards higher rates

Small Business Loan

Fixed terms make this a hassle-free lending solution for growing businesses that need fast working capital for expansion, cash flow management, and other business operations.

  • Prepayment discounts
  • Terms up to 24 months
  • Approval decision in as little as 4 hours
  • Funding up to $1.5 Million

Our Funding Options Offer...

Fast Turnarounds

You can get an approval decision in as little as 4 hours, with funding as soon as 24 hours of offer acceptance.

Flexible Terms

Borrow up to $1.5 million of working capital — with the freedom to fund your business your way.

No Application Fees

We're here to make things easier — and less expensive — for your business.

Spend as You See Fit

We're here to help you grow. You're the boss, and you know best when and how to use the funds for your business.

One-to-One Service

Our Capital Specialists are relationship builders, always there to help you make the choices that work best for your business.

No Prepay Penalties

We'll never charge you for accelerating your payment term — just another way that we always have our clients' best interests in mind.

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What makes us better?

  • We understand small business because we started as one.

  • We operate as an extension of your brand by putting your clients' interests first.

  • We give you unparalleled support and flexibility, without added costs.

Put Our Funding Solutions to Work

Find out how we're helping businesses grow in many ways, in most every industry.

Buy Equipment

Maintain your competitive edge.

Expand

Act quickly on new market opportunities.

Maintain Cash Flow

Compensate for slower startup or seasonal sales.

Renovate

Improve your workplace for enhanced employee and customer satisfaction.

Launch a Marketing Campaign

Keep the conversation going with customers and prospects.

Purchase Inventory

Buffer your operation from supply-chain issues.

Staff Up

Add people when and where you need them.

Manage Expenses

Compensate for unpredictable cash outlays.

Bolster Your Payroll

Compensate seasonal employees during slow periods.

Services

Over $508 Million Funded

Construction

Over $404 Million Funded

Restaurant

Over $154 Million Funded

Retail

Over $135 Million Funded

Medical

Over $104 Million Funded

Transportation

Over $87 Million Funded

Auto

Over $73 Million Funded

Wholesale

Over $50 Million Funded

Manufacturing

Over $63 Million Funded

What Sets Us Apart from the Rest

Get Financing Today

Get started with your application and join Fora Financial's family of forward-thinking businesses.