Fora Financial's Underwriting Process | Fora Financial

Fora Financial Underwriting

Competitive Rates, Transparent Guidelines


Underwriting Benefits

  • Two product options:
    • Small Business Loan
    • Merchant Funding
  • Transparent, streamlined underwriting guidelines
  • Up to 15 negative days allowed
  • Financing available to businesses who have been up-and-running for 3 months
  • Flexible repayment rates
  • No restrictions on use
  • Hundreds of industries served

Ready to work with a great team?

Become a Partner

Underwriting with Fora Financial

At Fora Financial, we pride ourselves on supplying transparent underwriting guidelines, flexible working capital options and one of the most competitive repayment rates in the industry.

As a Fora Financial partner, you can expect:
  • Quick and simple application and on-boarding process
  • Attentive support personnel
  • Commitment to providing fast financing to your customers

When you are on-boarded as a partner, we will educate you about our requirements so that you can identify opportunities for your clients. Our products, which range from $5,000 to $750,000, can be tailored to your clients’ industries and goals. We allow for up to 15 negative days, and businesses can be up-and-running for as little as three months. Our streamlined underwriting process is clear and concise, making it easy for small business owners to get the working capital they need!

We Serve a Wide Variety of Industries

We are proud to offer working capital to a large selection of industries in the small business lending space. Our extensive experience with a variety of businesses enables us to truly understand your clients’ needs. Due to this, we can provide them with creative, innovative funding solutions to motivate their company’s short and long term growth. Come join us, and see how we tailor our products to numerous industries, from restaurants to retail stores, construction companies to medical services and so many others.

We are proud to serve a variety of small businesses, with only a few prohibited industries:
  • Construction
  • Auto repair
  • Salons
  • Manufacturing
  • Medical
  • Retail
  • Wholesale
  • Transportation
  • Restaurants
  • Trucking
  • Trades workers
  • Technology
  • Recreation
  • Professional Services
  • Accounting
  • Adult Entertainment
  • Auto Sales
  • Financial Institutions
  • Gambling / Casinos
  • Lawyers
  • Non-Profits