A Message to Our Customers
In addition, we want you to know that Fora Financial remains open and available to assist you. If you have any questions or concerns regarding your account, please don’t hesitate to contact us at [email protected].
Select your state to see resources and assistance offered in your state:
Starting May 22nd, until at least July 3rd, new rules were put in place for Alabama. They include:
- Restaurants, bards, and breweries may now offer consumption of food and drink in-establishment.
- Athletic facilities, gyms, barber shops, and salons can reopen with restrictions in place.
- Theaters, bowling alleys, clubs, and casinos remain closed.
- Entertainment venues, child care facilities, and summer camps can open with strict social distancing and cleaning protocols in place.
- Educational institutions were given clearance to open on June 1st with strict restrictions in place.
In addition, non-work gatherings of any size are now allowed if people can maintain six feet of distancing.
Last updated on June 5th.
Alabama News & COVID-19 Resources
On May 22nd, all businesses were given permission to reopen with 100% capacity. However, local communities were given the option to enforce stricter rules if they felt necessary.
Last updated on June 5th.
On May 8th, Arizona's governor gave retail stores the permission to reopen, with social distancing measures in place. In addition, barbershops and salons can also provide services.
Starting May 11th, restaurants were permitted to offer dine-in services.
Last updated on June 5th.
Arizona Coronavirus News & Updates
Arizona Department of Health Resources
Arkansas was one of the few states that didn’t issue a stay-at-home order due to COVID-19. However, restaurants and personal service businesses were ordered to close. Below are the reopening dates for these industries:
• On April 30th, gyms and indoor recreational facilities could reopen.
• On May 6th, beauty salons and barbershops could reopen with no capacity restrictions in place.
• State parks were permitted to open certain facilities on May 1st.
• On May 11th, restaurants were permitted to offer limited dine-in service, with a third of their normal capacity. Groups can't exceed 10 people. However, in phase two, restaurants can increase capacity to 67%.
Last updated on June 5th.
At this time, the state is reopening on a county by county basis.
Medical services, such as some elective surgeries, can now be performed. On May 4th, some retailers were given clearance to reopen with curbside pickup services and social distancing measures. In addition, manufacturing for those retail businesses can now commence operations.
Currently, about half of California counties have moved into phase two of the state's reopening plan. Once they move further into phase two, they'll be allowed to reopen restaurants with in-establishment dining. In addition, shopping malls will be able to reopen at that time.
Last updated on June 11th.
California Department of Health
Currently, Colorado is in Level 3: Safer at Home and in the Vast, Great Outdoors. Although it's still recommended that residents stay at home, socially distant outdoor activities are also permitted.
In addition, certain businesses can reopen:
- Real estate home showings can commence.
- Retail businesses can reopen with curbside delivery.
- Nonessential offices can now reopen.
- If safety protocols are followed, medical practices can perform elective surgeries.
- Service businesses like dog grooming and personal training can reopen with social distancing.
- In-person dining can resume at 50% capacity.
- Children's summer day camps can reopen.
Last updated on June 11th.
Colorado COVID-19 Information Page
Connecticut is one of the states in the Northeastern coalition that’s working to create economic recovery in the area. The state began reopening on May 20th, with the following industries given permission to begin operations:
- Offices and stores can reopen at 50% capacity.
- Restaurants can open with outdoor seating.
- Hair salons and barbers can reopen.
- Summer camps can reopen on June 29th with social distancing in place.
- Summer schools are projected to reopen in July.
Last updated on June 11th.
Connecticut COVID-19 Resources
Connecticut Unemployment Resources
Delaware’s shelter in place order expired on May 31st, but some restrictions were lifted prior to this date. The state is part of the Northeastern coalition working to resume operations in this area of the country.
Currently, Delaware is set to begin Phase 2 on June 15th. At that time, retail stores, restaurants, and other businesses can operate at 30 percent capacity. Child care facilities can also reopen in Phase 2, with social distancing and cleaning protocols in place.
Last updated on June 11th.
Delaware Coronavirus Resources
The state’s stay at home order ended on April 30th. On May 4th, certain businesses were given permission to reopen, except for businesses in Broward, Miami-Dade, and Palm Beach counties.
At this time, restaurants can offer indoor seating at 25 percent capacity and outdoor seating with six-foot space between tables. Retail businesses can operate at 25 percent indoor capacity, and lodging businesses can operate at 50% capacity. However, movie theaters, bars, gyms, and hairdressers must remain closed.
On June 1st, businesses in the Florida Keys can reopen.
Last updated on May 20th.
Georgia’s shelter in place order ended on April 30th. However, individuals who are medically fragile and elderly individuals have been advised to shelter in place until June 12th. In addition, Georgia's governor is still asking residents to stay home when possible to continue flattening the curve.
The following industries can reopen with certain restrictions:
• Gyms and Fitness Centers
• Bowling alleys
• Barbers, hair salons, body art studios, and nail salons
• Estheticians
• Massage Therapists
• Movie theaters
• Restaurants
Bars, night clubs, and music venues remain closed.
Last updated on May 20th.
Governor David Ige has announced the state's "safer-at-home" plan, which the state is now in the first phase of.
On May 7th, industries and businesses such as shopping malls, elective surgery, non-profits, in-person retail, and car washes were given clearance to reopen with social distancing in place. Groups of two people or more can now fish for commercial purposes.
Tourism is still discouraged, with the state asking anyone arriving from out of state to quarantine for 14 days.
Last updated on May 20th
On May 1st, the state began stage one of their recovery plan. Some businesses can reopen with social distancing measures in place. However, restaurants can only offer carryout service, and bars, gyms, and theaters must remain closed.
In the second phase, restaurants and salons can reopen.
Last updated on May 20th.
Currently, Illinois is under a modified stay-at-home order that is set to expire at the end of May. The current order allows for more flexibility, allowing residents to leave their homes for essential activities.
The state's five-phase reopening plan has begun, with the governor projecting that they'll enter phase three on May 29th, at the earliest. In this phase, manufacturing, offices, retail, salons, and barbershops will be allowed to open with restrictions.
Golf courses, retail stores, and garden centers can reopen with social distancing measures in place. In addition, non-urgent surgeries can now be scheduled.
Last updated on May 20th.
Indiana is part of the Midwest coalition of states collaborating on re-opening safely. At this time, Indiana’s stay-at-home order has expired, and the state is approaching stage two of their reopening plan.
In stage two, retail and commercial businesses can open at 50 percent capacity, and shopping malls can open at 25 percent capacity.
Restaurants and bars that serve food were given permission to open on May 11th at 50% capacity. In addition, personal service businesses such as nail salons and barbershops can open. However, they must operate as appointment only.
Last updated on May 20th.
Iowa is one of the few states that didn’t declare a stay-at-home-order due to COVID-19. However, social distancing and business closures were required, and some counties with higher virus activity had their closures extended through May 15th.
On May 1st, the governor enabled restaurants, retail stores, fitness centers, and enclosed malls to reopen at 50 percent capacity. Restaurants must keep tables at least six feet apart and limit the number of people dining at each table.
Last updated on May 20th.
Kansas’s stay-at-home order ended on Monday, May 4th and the state began to reopen businesses with social distancing measures in place. The following industries can reopen, with guidelines in place:
• Restaurants, if six feet of distance is kept between customers.
• Childcare facilities
• Libraries
• Dental services
• Drive-in movie theaters
• Tanning facilities and medical spas
• Campgrounds
At this time, bars, casinos, clubs, gyms, and personal service businesses must remain closed if close contact can’t be avoided.
Last updated on May 20th.
The following industries have been permitted to reopen with rules in place:
• Manufacturing
• Construction
• Car/vessel dealerships
• Professional services (at 50 percent capacity)
• Dog grooming and boarding
• Retail
In addition, the governor has provided reopening dates for these industries:
• Restaurants can open at 33% capacity with outdoor seating on May 22nd.
• Barber shops, cosmetology businesses, and salons can reopen on May 25th.
• Movie theaters and fitness centers can reopen on June 1st.
• Museums, aquariums, libraries, distilleries, and outdoor attractions can resume operations on June 8th.
• Campgrounds can reopen on June 11th.
• Childcare services may resume with reduced capacity on June 15th.
At this time, the governor is projecting that bars will be permitted to reopen in July.
Last updated on May 20th.
Kentucky Unemployment Resources
Louisiana's stay-at-home order expired on May 15th. The following businesses can open with certain restrictions in place:
• Malls remain closed, but stores can provide curbside delivery.
• Restaurants can continue to provide takeout and delivery services. In addition, they may offer outdoor seating to patrons. However, no wait staff can work, and patrons must follow social distancing guidelines.
Until further notice, barbershops, bars, casinos, and salons must remain closed.
Last updated on May 20th.
Louisiana Unemployment Resources
Maine’s stay-at-home order has been extended through May 31st, although some businesses were able to reopen on May 1st. The following businesses can reopen (with safety measures in place):
• Auto dealerships
• Barber shops
• Hair salons
Last updated on May 20th.
On March 30th, Governor Larry Hogan issued a stay-at-home order for the state, which ended on May 1th in most counties.
Retail stores, barber shops, and hair salons can reopen at 50% capacity. Barber shops and hair salons must be by appointment only.
In addition, manufacturing operations can now resume, and elective medical procedures can be held at the providers' discretion.
Last updated on May 20th.
Massachusetts is part of the Northeastern states coalition that’s working together on a coordinated reopening plan. The state's stay-at-home order expired on May 18th, and offices can reopen on May 25th.
Last updated on May 20th.
Massachusetts COVID-19 Information
Massachusetts Unemployment Insurance
Michigan’s stay-at-home order is scheduled to end on May 28th. Some businesses have been given clearance to resume operations, including landscapers, plant nurseries, bike repair services, manufacturing, and construction.
In addition, the governor is lifting restrictions in the Upper Peninsula and Traverse City on May 22nd. In these areas, retail businesses can reopen, office work that can't be done remotely can commence, and restaurants/bars can reopen with limited seating.
Last updated on May 20th.
Minnesota’s stay-at-home order ended May 18th. However, retail businesses are now allowed to offer curbside pickup and delivery services. Any business that reopens in the state must post their safety operations plan, use contactless payments, and minimize customer contact as much as possible.
Salons and barbershops must remain closed but may provide retail sales during this time.
Last updated on May 19th.
Minnesota Unemployment Benefits
The state’s “Safer at Home” order is scheduled to end on May 25th. The current order includes the following:
• Residents must stay at home except for essential travel.
• Vulnerable individuals are encouraged to shelter in place.
• Restaurants can continue to offer drive-thru and delivery options. Starting May 4th, restaurants were permitted to open dining rooms. However, servers must wear masks and the restaurant can't exceed 50% capacity.
• Businesses such as casinos, spas, gyms, bars, museums, and movie theaters must remain closed.
Last updated on May 19th.
The stay-at-home order for Missouri residents ended on May 3rd, and all businesses can reopen if six feet of social distancing is maintained. Indoor businesses must limit the number of customers inside to no more than 25 percent normal capacity.
Local communities can add additional rules if they choose.
Last updated on May 21st.
The state’s phased reopening began on April 27th, with main street or retail businesses being allowed to reopen on this date as long as social distancing measures are met. This includes bars and restaurants, which can now provide some in-house dining and services.
On June 1st, the capacity numbers for restaurants, bars, pools, and gyms can increase to 75%. In addition, bowling alleys and other "places of assembly" can operate at reduced capacity.
Last updated on May 21st.
Nebraska is among the few states that didn’t issue a stay-at-home order, and the restrictions that were set for residents have since been lessened.
To date, restaurants can offer in-house dining, but can’t exceed 50 percent normal capacity. Salons, massage establishments, and tattoo parlors may only have ten people in their establishment at a time, and masks must be worn. However, bars and indoor theaters will remain closed until May 31st.
Last updated on May 21st.
Nevada's stay-at-home order was scheduled to end on May 15th, but the governor decided to end it on May 9th instead. Since then, restaurants have been able to reopen their dining rooms with social distancing measures in place. In addition, customers waiting for a table must stay outside.
Retail stores can open with 50% normal capacity, and businesses such as hair salons must be reservation only at this time.
Until further notice, casinos, bars, bowling alleys, movie theaters, tattoo parlors, and various other businesses remain closed.
Last updated on May 21st.
The state is currently in “Stay at Home 2.0” until May 31st, encouraging residents to stay at home, but allowing businesses to slowly reopen. The following industries have received reopening instructions:
• Time-sensitive, elective surgeries resumed on May 4th.
• On May 11th, barbers and hair salons were permitted to open if customers have reservations. In addition, there can’t be more than 10 people in the establishment (including staff) and everyone must wear masks.
• Also, on May 11th, retail stores could reopen at 50 percent maximum occupancy with all individuals in the establishment wearing masks.
• On May 18th, restaurants were permitted to reopen if they can provide outdoor seating with tables six feet apart. In addition, masks are required, and no more than six people can be seated at a table.
Last updated on May 21st.
New Hampshire COVID-19 Resources
New Hampshire Unemployment Benefits
New Jersey’s stay-at-home order began on March 21st, and no end date has been specified at this time. Part of the northeastern states coalition, the state hasn’t began reopening non-essential businesses.
In the state's "Road Back" plan, Governor Murphy outlines six metrics that would dictate when restrictions would be lifted. These metrics include 14-days of new COVID-19 cases and hospitalizations declining, and more testing throughout the state.
On May 19th, the governor announced that residents can begin shopping for vehicles in-person. In addition, workplaces that can successfully social distance will likely be able to reopen.
On May 6th, it was announced that the public health emergency would be extended an additional 30 days.
Last updated on May 21st.
New Jersey Unemployment Benefits
New Mexico’s reopening plan began on May 1st, in which some nonessential businesses were given permission to partially reopen with delivery and curbside pickup services on May 16th. However, the state's stay-at-home order was extended until May 31st.
While non-essential retail stores, veterinarians, pet adoption places, groomers, daycare, and boarding businesses were all allowed to open, other industries remain closed. This includes salons, gyms, malls, and dine-in restaurants. Also, three counties in the northwestern part of the state considered COVID-19 hotspots were not given the same reopening plan as the rest of the state.
Last updated on May 21st.
New Mexico Unemployment Benefits
New York Governor Andrew Cuomo released a 12-step reopening plan on April 27th. Once businesses are permitted to reopen, they’ll need to guarantee that social distancing guidelines can be met. Governor Cuomo announced that Central New York, North County, Finger Lakes, Southern Tier, and Mohawk Valley could reopen on May 15th.
In each phase, regional hospitalization rates must decline for 14 days. In the first phase, construction and manufacturing businesses will be permitted to reopen. Each phase will evaluate a business’s overall importance and risk to the public if they were to reopen.
Last updated on May 21st.
North Carolina’s safer-at-home order is set to begin on May 22nd as part of the state's phase 2 of reopening.
In phase one, some businesses were allowed to reopen, such as child care facilities and retail stores (at 50% capacity). In phase two, restaurants can reopen with limited capacity.
Bars, gyms, nightclubs, and indoor fitness facilities remain closed.
Last updated on May 21st.
North Carolina COVID-19 Resources
North Carolina Unemployment Insurance
On May 1st in North Dakota many businesses were given clearance to re-open, including bars, restaurants, recreational facilities, and salons. However, social distancing must be maintained, in addition to patrons and employees wearing face masks. Movie theaters can also reopen, but occupancy must be at 20 percent of normal capacity with at least two empty seats between guests.
On June 1st, summer school classes and certain summer programs can commence.
Last updated on May 21st.
North Dakota COVID-19 Resources
North Dakota Unemployment Benefits
Although the state’s stay-at-home order will remain in place until May 29th, businesses have begun to reopen. This includes:
• Medical practices like dentists and veterinarian practices may reopen if procedures don’t require an overnight hospital stay.
• Manufacturing, construction, and distribution can reopen.
• Consumer, retail, and other services businesses can reopen.
• General offices may reopen, but should consider employees to work from home whenever possible.
Any business that reopens must require face coverings from staff and customers, daily health assessments, and cleaning procedures.
On May 31st, child care providers and day camps can open with reduced children.
In addition, on May 26th, gyms and fitness centers can reopen, in addition to low or non-contact sports leagues. Pools will also be able to open on this date if they're regulated by local health departments. At this time, water parks and amusement parks have not been given a reopening date.
Last updated on May 21st.
Some businesses in Oklahoma were given clearance to reopen on April 24th. The following industries have reopened since that date, with social distancing measures in place:
• Personal care businesses
• Restaurants (bars must remain closed)
• Movie theaters
• Gyms
• Sporting venues
Bars remain closed at this time.
Last Updated on May 21st.
The state’s stay-at-home order remains in effect until July 6th.
Hospitals and other medical facilities can now non-urgent services. However, non-essential businesses remain closed.
Reopening dates will depend on each county, after being monitored for 21 days after entering phase one. They can't have significant jumps in number of cases prior to entering phase two.
If counties are approved, they will be permitted to have the following businesses to open:
- Restaurants and bars for sit down service, with social distancing in place.
- Bars and salons (appointment only).
- Retail businesses with social distancing measures.
- Shopping malls can reopen.
Last updated on May 21st.
The state is part of the Northeastern states coalition, working together to reopen the economy. Currently, Pennsylvania's reopening phases are broken down into three colors; red, yellow, and green.
Counties located in the red category had their stay-at-home order extended until June 4th. The 24 counties in the yellow zone were able to being reopening some businesses on May 8th, with social distancing and other measures in place.
Golf courses, marinas, and construction businesses were given permission to reopen on May 1st with limitations in place. In addition, elective procedures can now be performed.
Last updated on May 21st.
Pennsylvania COVID-19 Resources
Pennsylvania Unemployment Benefits
Rhode Island is part of the Eastern coalition working together to reopen the economy. In addition, Rhode Island is offering a smartphone app for residents called "Crushing COVID." State residents can utilize this app to learn about the latest reopening plans.
The state's stay-at-home order expired on May 8th, with phase one of their reopening plan beginning the next day. On May 9th, these businesses were given permission to reopen with rules in place:
- Retail Stores
- Elective medical procedures
- Office-based businesses (on a limited basis)
At this time, restaurants can't offer in-establishment dining yet, but may be able to provide outdoor dining later in phase 1. Delivery and takeout are still allowed.
In addition, nursing homes and assisted living facilities remain closed to visitors. Service businesses and entertainment venues like bowling alleys, barber shops, salons, gyms, museums, and movie theaters remain closed.
Last updated on May 22nd.
Rhode Island COVID-19 Resources
Rhode Island Unemployment Benefits
On May 4th, South Carolina’s “Work-or-Home” order was lifted. The state allowed outdoor dining services to resume at this time, and dining rooms can also now reopen with some restrictions in place. Retail stores have also been given clearance to reopen at 20% capacity.
On May 18th, public or commercial pools, commercial gyms, fitness and exercise centers, and close contact service providers were permitted to open with limited capacity.
It's projected that in-person graduation ceremonies and other large gatherings could begin as soon as May 29th.
Last updated on May 22nd.
South Carolina COVID-19 Updates
South Dakota is one of the few states that didn’t issue a stay-at-home order or close essential businesses due to the COVID19 crisis.
Last updated on May 22nd.
Currently, the state is operating under an executive order until May 30th that allows residents to return to work if their business can successfully follow health guidelines. However, remote work is encouraged.
Businesses that have been given clearance to reopen include restaurants, retail stores, gyms, and salons. However, some counties haven’t been given permission to do so yet.
The number of people that can participate in social events has been raised from 10 to 50.
Last updated on May 22nd.
Tennessee Unemployment Insurance
The state’s stay-at-home order expired on May 1st, and nonessential businesses such as restaurants, retail stores, movie theaters and libraries can now reopen at 25 percent capacity. Golf courses can also resume operations.
On May 18th, the governor provided an update that child care centers and office buildings could reopen. Today, restaurants can increase to 50% capacity, with bars, wine tasting rooms, and breweries being able to open at 25% capacity. In addition, bingo halls, bowling alleys, skating rinks, rodeos, zoos, and aquariums can open at the same capacity size.
On May 31st, youth sports camps, summer camps, and other programs can open for the summer season. Summer school classes can commence on June 1st with social distancing in place.
Last updated on May 22nd.
Although Utah didn’t have a stay-at-home order in place, Governor Gary Herbert mandated “moderate risk” protocols that ended on May 16th.
On May 1st, restaurants were given permission to provide in-house dining if they followed safety measures. Gyms and service businesses can also reopen, but the state’s government still recommends they stay closed or ensure that social distancing is feasible.
Last updated on May 22nd.
The state’s stay-at-home order was extended until May 15th, but many businesses were able to reopen on May 4th, including construction and distribution companies. In addition, elective surgeries can now be performed, as long as a hospital stays aren't required.
On June 1st, child care services are expected to reopen.
Last updated on May 22nd.
Virginia’s stay-at-home order is set to expire on June 10th. Nonessential businesses were ordered to close, and in the first phase of the state’s reopening plan some will be able to reopen with restrictions in place. On May 1st, medical facilities were given clearance to provide non-elective surgeries.
Last updated on May 22nd.
The state’s stay-at-home order is in place until May 31st, and non-essential business locations can't have customers in-store at this time. However, non-contact operations, such as car washes and lawn care, resumed earlier this month.
Starting May 18th, non-essential medical procedures and services could resume. In phase two, restaurants can reopen at 50% with parties of five people or less. Barbershops and salons can also reopen, and retail stores can resume in-store sales with restrictions in place.
Last updated on May 22nd.
Washington Unemployment Resources
The state’s stay-at-home order expired on May 4th, and residents are now encouraged (not required) to stay home.
West Virginia’s governor released a six-week reopening plan, which began on April 30th. Nonessential businesses that are permitted to reopen must practice social distancing, wear face coverings, and sanitize their establishment. Additional guidance will be given to certain industries to ensure their reopening.
The first phase allowed non-urgent medical procedures to resume, and the second phase enabled small businesses with less than 10 employees to open.
On May 18th, fitness centers, gyms, and recreation centers were permitted to reopen with guidelines in place.
In addition, indoor dining and retail stores could resume service on May 21st. This also includes shopping malls. On May 26th, bars can open at 50% capacity, in addition to museums, zoos, and visitor centers.
Last Updated on May 22nd.
West Virginia COVID-19 Website
West Virginia Unemployment Resources
Wisconsin’s stay-at-home order was initially extended until May 26th, but the Wisconsin Supreme Court overturned it, ruiling it unlawful and unenforceable. At this time, there are no other COVID-19 plans for the state.
Last updated on May 22nd.
Wisconsin Department of Health
One of the few states without a stay-at-home order, Wyoming is currently in the process of reopening nonessential businesses. On May 31st, the state's health orders are scheduled to expire, although some counties are permitted to lessen restrictions further.
On May 1st, gyms and personal service businesses were permitted to reopen if they can follow safety guidelines.
On May 15th, restaurants and bars were given clearance to reopen, as long as tables were limited to six people or less and separated by at least six feet. In addition, no buffet service is allowed, and employees must be screened for COVID-19 symptoms prior to their shifts.
Movie theaters and salons can open with social distancing measures in place.
Last updated on May 22nd.
What Can My Business Do During This Time:
Stay Up to Date on the Latest News:
In many states, non-essential businesses were required to close and are now in the process of reopening. In many cases, there are capacity and safety measures in place. If unsure, please visit your state governor’s website for more information.
Contact Your Customers:
Focus on Generating Revenue :
If your business’s typical operations have been affected by COVID-19, you can still generate sales by offering discounted gift cards for future purchases, selling items online, and offering virtual consultations when possible.
In addition, if you’ve been able to reopen your business, ensure that you have ample working capital available. This will enable you to invest in your business and hopefully return to normal operations.
The CARES Act
To support small businesses affected by COVID-19, The U.S. Senate Committee on Small Business & Entrepreneurship has passed The Coronavirus Aid, Relief, and Economic Security Act (CARES Act). Through the CARES Act, the SBA will facilitate financing and resources to ensure that business owners can survive these trying times.
Below, we’ll review the main financing programs included in the CARES Act.
Economic Injury Disaster Loan (EIDL):
Paycheck Protection Program:
To learn more about The CARES Act and how applying for these financing options could help your business, Click Here.
Have An Account with Us And Have Questions?
Contact UsUseful Articles About COVID-19:
We’ll include additional resources as they become available, so check back often:
- COVID-19 Small Business Resources: America’s Small Business Development Center (CBDC) compiled this resource list for business owners affected by COVID-19.
- How Coronavirus (COVID-19) is Impacting Small Businesses and What You Can Do About It: This article from Business 2 Community offers digestible tips that business owners can follow during this uncertain time.
- 4 Simple Steps for SMBs to Support Remote Workers (In a Hurry, if Necessary): Because of social distancing, it’s encouraged that people work from home if possible. Luckily, SmallBizClub created this helpful guide to setting up a remote workforce quickly.
- Resources for Small Business Aid Amidst the COVID-19 Crisis: This list from StartupNation includes free resources, discounts, and financial options for businesses affected by COVID-19.
