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COVID-19 Resources for Small Businesses

A comprehensive guide to navigating COVID-19 as a Business Owner

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A Message to Our Customers

Now more than ever, small businesses are the backbone of our nation’s economy. That’s why here at Fora Financial, we want to offer support as your business recovers from the COVID-19 pandemic. Whether your business is in the process of reopening, is struggling to make ends meet, or is in a state that remains shut down, we’re here to help!

In addition, we want you to know that Fora Financial remains open and available to assist you. If you have any questions or concerns regarding your account, please don’t hesitate to contact us at [email protected].

Select your state to see resources and assistance offered in your state:

To learn more about Alabama's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Alabama News & COVID-19 Resources

Alabama Department of Health

Alabama Unemployment Resources

Alabama's Reopening Plan

To learn more about Alaska's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Alaska COVID-19 Information

Alaska's Reopening Plan

Alaska Department of Health

Alaska Unemployment Resources

To learn more about Arizona's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Arizona Coronavirus News & Updates

Arizona Department of Health Resources

Arizona Unemployment Resources

Arizona's Reopening Plan

To learn more about Arkansas's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Arkansas COVID-19 Information

Arkansas Reopening Plan

Arkansas Department of Health

Arkansas Unemployment Resources

To learn more about California's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

California COVID-19 Resources

California Department of Health

California Unemployment Resources

California's Reopening Plan

To learn more about Colorado's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Colorado COVID-19 Information Page

Colorado Department of Health

Colorado Unemployment Resources

Colorado Reopening Plan

To learn more about Connecticut's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Connecticut COVID-19 Resources

Connecticut Unemployment Resources

Connecticut State Department of Health

Connecticut's Reopening Plan

To learn more about Delaware's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Delaware Coronavirus Resources

Delaware Unemployment Resources

Delaware's Reopening Plan

Delaware Health & Social Services

To learn more about Florida's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Florida COVID-19 Resources

Florida Unemployment Resources

Florida's Reopening Plan

Florida Department of Health

To learn more about Georgia's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Georgia COVID-19 Resources

Georgia Unemployment Benefits

Georgia Department of Health

Georgia Reopening Plan

To learn more about Hawaii's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Hawaii COVID-19 Resources

Hawaii Unemployment Resources

Hawaii Department of Health

To learn more about Idaho's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Idaho Coronavirus Resources

Idaho's Reopening Plan

Unemployment Insurance in Idaho

Idaho Department of Health

To learn more about Illinois's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Illinois COVID-19 Updates

Illinois Unemployment Resources

Illinois Department of Health

To learn more about Indiana's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Indiana COVID-19 Resources

Indiana Unemployment Benefits

Indiana Health Department

Indiana's Reopening Plan

To learn more about Iowa's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Iowa COVID-19 Resources

Iowa Unemployment Resources

Iowa Health Department

Iowa Reopening Plan

To learn more about Kansas's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Kansas COVID-19 Resources

Kansas Unemployment Benefits

Kansas Reopening Plans

Kansas Department of Health

To learn more about Kentucky's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Kentucky COVID-19 Updates

Kentucky Unemployment Resources

Kentucky Department of Public Health

Kentucky Reopening Plan

To learn more about Louisiana's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Louisiana COVID-19 Resources

Louisiana Unemployment Resources

Louisiana Department of Health

Louisiana Reopening Plan

To learn more about Maine's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Maine COVID-19 Updates

Maine Unemployment Resources

Maine Department of Health

Maine Reopening Plan

To learn more about Maryland's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Maryland COVID-19 Resources

Maryland Unemployment Insurance

Maryland Department of Health

Maryland Reopening Plan

To learn more about Massachusetts's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Massachusetts COVID-19 Information

Massachusetts Unemployment Insurance

Massachusetts Department of Health

Massachusetts Reopening Plan

To learn more about Michigan's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Michigan COVID-19 Resources

Michigan Unemployment Benefits

Michigan Department of Health

Michigan Reopening Plan

To learn more about Minnesota's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Minnesota COVID-19 Response

Minnesota Unemployment Benefits

Minnesota Department of Health

Minnesota Reopening Plan

To learn more about Mississippi's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Mississippi COVID-19 Response

Mississippi Unemployment Resources

Mississippi Reopening Plan

To learn more about Missouri's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Missouri COVID-19 Resources

Missouri Unemployment Benefits

Missouri Department of Health

Missouri Reopening Plan

To learn more about Montana's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Montana COVID-19 Resources

Montana Unemployment Benefits

https://dphhs.mt.gov/

Montana Reopening Plan

To learn more about Nebraska's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Nebraska COVID-19 Resources

Nebraska Unemployment Benefits

Nebraska Reopening Plan

To learn more about Nevada's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Nevada COVID-19 Responses

Nevada Unemployment Benefits

Nevada State Department of Health

Nevada Reopening Plan

To learn more about New Hampshire's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

New Hampshire COVID-19 Resources

New Hampshire Unemployment Benefits

New Hampshire Department of Health

New Hampshire Reopening Plan

To learn more about New Jersey's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

New Jersey COVID-19 Resources

New Jersey Unemployment Benefits

New Jersey Department of Health

New Jersey Reopening Plan

To learn more about New Mexico's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

New Mexico COVID-19 Updates

New Mexico Unemployment Benefits

New Mexico Department of Health

New Mexico Reopening Plan

To learn more about New York's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

New York COVID-19 Resources

New York Unemployment Insurance

New York Department of Health

New York Reopening Plan

To learn more about North Carolina's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

North Carolina COVID-19 Resources

North Carolina Unemployment Insurance

North Carolina Department of Health

North Carolina Reopening Plans

To learn more about North Dakota's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

North Dakota COVID-19 Resources

North Dakota Unemployment Benefits

North Dakota Department of Health

North Dakota Reopening Plan

To learn more about Ohio's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Ohio COVID-19 Resources

Ohio Unemployment Benefits

Ohio Reopening Plans

To learn more about Oklahoma's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Oklahoma COVID-19 Resources

Oklahoma Unemployment Insurance

Oklahoma Department of Health

Reopening Plans for Oklahoma

To learn more about Oregon's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Oregon COVID-19 Updates

Oregon Unemployment Benefits

Oregon Department of Health

Oregon Reopening Plans

To learn more about Pennsylvania's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Pennsylvania COVID-19 Resources

Pennsylvania Unemployment Benefits

Pennsylvania Department of Health

Pennsylvania Reopening Plans

To learn more about Rhode Island's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Rhode Island COVID-19 Resources

Rhode Island Unemployment Benefits

Rhode Island Department of Health

Rhode Island Reopening Plans

To learn more about South Carolina's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

South Carolina COVID-19 Updates

South Carolina Unemployment Benefits

South Carolina Department of Health

To learn more about South Dakota's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

South Dakota COVID-19 Updates

South Dakota Unemployment Benefits

South Dakota Department of Health

To learn more about Tennessee's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Tennessee COVID-19 Updates

Tennessee Unemployment Insurance

Tennessee Department of Health

Tennessee Reopening Plans

To learn more about Texas's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

COVID-19 Updates for Texas

Texas Department of Health

Texas Unemployment Resources

Texas Reopening Plans

To learn more about Utah's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Utah COVID-19 Updates

Utah Unemployment Resources

Utah Department of Health

Utah Reopening Plan

To learn more about Vermont's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Vermont COVID-19 Updates

Vermont Unemployment Resources

Vermont Department of Health

Vermont Reopening Plan

To learn more about Virginia's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Virginia COVID-19 Updates

Virginia Unemployment Resources

Virginia Department of Health

Virginia Reopening Plans

To learn more about Washington's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Washington COVID-19 Resources

Washington Unemployment Resources

Washington Department of Health

Washington Reopening Plan

To learn more about West Virginia's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

West Virginia COVID-19 Website

West Virginia Unemployment Resources

West Virginia Department of Health

West Virginia Reopening Plans

To learn more about Wisconsin's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

Wisconsin Department of Health

Wisconsin COVID-19 Updates

Wisconsin Unemployment Resources

Wisconsin Reopening Plans

To learn more about Wyoming's current COVID-19 restrictions, reopening plans, and state resources, please visit the links below.

 

Wyoming COVID-19 Resources

Wyoming Unemployment Resources

Wyoming Department of Health

Wyoming Reopening Plan

What Can My Business Do During This Time:

Stay Up to Date on the Latest News:

As you likely know, the COVID-19 crisis is continuing to unfold. The WHO, CDC, and government officials are updating the public as news breaks, so it’s pertinent that you stay informed as a business owner.

In many states, non-essential businesses were required to close and are now in the process of reopening. In many cases, there are capacity and safety measures in place. If unsure, please visit your state governor’s website for more information.

Contact Your Customers:

If your business is able to reopen, make sure that your customers know your hours, capacity, and the measures you’re taking to keep them safe. Ensure that they know how you can provide them with your products or services by emailing them, posting updates on your social media channels, and maintaining your website.

Focus on Generating Revenue :

The COVID-19 pandemic has caused economic stress for businesses across many industries.

If your business’s typical operations have been affected by COVID-19, you can still generate sales by offering discounted gift cards for future purchases, selling items online, and offering virtual consultations when possible.

In addition, if you’ve been able to reopen your business, ensure that you have ample working capital available. This will enable you to invest in your business and hopefully return to normal operations.

The CARES Act

To support small businesses affected by COVID-19, The U.S. Senate Committee on Small Business & Entrepreneurship has passed The Coronavirus Aid, Relief, and Economic Security Act (CARES Act). Through the CARES Act, the SBA will facilitate financing and resources to ensure that business owners can survive these trying times.

Below, we’ll review the main financing programs included in the CARES Act.

Economic Injury Disaster Loan (EIDL):

If your business is in a declared disaster area due to COVID-19, you can pursue an Economic Injury Disaster Loan from the SBA. This loan can be used for fixed debts, payroll, accounts payable, rent, utilities, and other bills.

Paycheck Protection Program:

If your business experiences economic hardships between February 15th and June 30th, you may qualify for the PPP. This federally guaranteed option will provide loans to businesses maintaining payroll costs during the COVID-19 crisis. The maximum term for this loan is 10 years, and the maximum loan size is $10 million. To apply, please contact an official SBA 7(a) lender.

To learn more about The CARES Act and how applying for these financing options could help your business, Click Here.

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Useful Articles About COVID-19:

We’ll include additional resources as they become available, so check back often: